Financing

Let special financing*
do the heavy lifting

with the Nest Credit Card

Dreamy interiors and financial plans that fit your dreams. With the Nest Credit Card, you can enjoy exclusive
special financing options for all your needs.

No impact on your credit score^

Old Brick Credit Card image

Old Brick Furniture & Mattress Co. is a partner in the Nest Credit Card program.

As a Nest Credit Cardholder, you’ll unlock:

  • Money icon Flexible financing
    programs*
  • Phone icon Online payment
    and activity tracking
  • Message icon Award-winning
    customer support

Have a Nest Credit Card? You can continue to use your account with financing options!

Choose One of Our Payment Plans Below

Deferred for 12 months 1

No Interest if paid in full within 12 months.

On purchases of $375 made with your Nest Credit Card.

Interest will be charged to your Account from the purchase date if the promotional plan balance is not paid in full within the promotional period.

1Deferred Interest, Payment Required plan: Interest will be charged to your Account from the purchase date if the promotional plan balance is not paid in full within the promotional period. Minimum payments are required for each Credit Plan. Minimum payments are NOT guaranteed to pay the promotional plan balance within the promotional period. You may have to pay more than the minimum payment to avoid accrued interest charges. Valid for single transaction only. If the single transaction has multiple shipments, each shipment may result in a separate Credit Plan, subject to a separate minimum purchase requirement. As of October 2025, terms for new Accounts: Purchase APR of 35.99%. Variable Penalty APR up to 39.99%, based on Prime Rate. Minimum interest charge of $3 in any billing period in which interest is due. A fee of $2.99 per month may apply for each paper billing statement mailed to you. You can avoid this fee by enrolling in paperless statements. Existing Cardholders: see your credit card agreement for Account terms.

Credit card offers are subject to credit approval.

Nest Credit Card Accounts are issued by Comenity Capital Bank.

The Nest Credit Card is valid at participating mynestcard.com locations.

Deferred for 24 months2

No Interest if paid in full within 24 months.

On purchases of $725 made with your Nest Credit Card.

Interest will be charged to your Account from the purchase date if the promotional plan balance is not paid in full within the promotional period.

2Deferred Interest, Payment Required plan: Interest will be charged to your Account from the purchase date if the promotional plan balance is not paid in full within the promotional period. Minimum payments are required for each Credit Plan. Minimum payments are NOT guaranteed to pay the promotional plan balance within the promotional period. You may have to pay more than the minimum payment to avoid accrued interest charges. Valid for single transaction only. If the single transaction has multiple shipments, each shipment may result in a separate Credit Plan, subject to a separate minimum purchase requirement. As of October 2025, terms for new Accounts: Purchase APR of 35.99%. Variable Penalty APR up to 39.99%, based on Prime Rate. Minimum interest charge of $3 in any billing period in which interest is due. A fee of $2.99 per month may apply for each paper billing statement mailed to you. You can avoid this fee by enrolling in paperless statements. Existing Cardholders: see your credit card agreement for Account terms.

Credit card offers are subject to credit approval.

Nest Credit Card Accounts are issued by Comenity Capital Bank.

The Nest Credit Card is valid at participating mynestcard.com locations.

0% for 48 months with equal pay3

No Interest for 48 months. After that, purchase APR of 35.99%.

On purchases of $1,450 made with your Nest Credit Card.

3Waived Interest, Equal Payment plan: Interest will be charged to your Account from the end of the promotional period on any remaining promotional plan balance. Minimum payments are required for each Credit Plan. Valid for single transaction only. If the single transaction has multiple shipments, each shipment may result in a separate Credit Plan, subject to a separate minimum purchase requirement. As of October 2025, terms for new Accounts: Purchase APR of 35.99%. Variable Penalty APR up to 39.99%, based on Prime Rate. Minimum interest charge of $3 in any billing period in which interest is due. A fee of $2.99 per month may apply for each paper billing statement mailed to you. You can avoid this fee by enrolling in paperless statements. Existing Cardholders: see your credit card agreement for Account terms.

Credit card offers are subject to credit approval.

Nest Credit Card Accounts are issued by Comenity Capital Bank.

The Nest Credit Card is valid at participating mynestcard.com locations.

9.99% for 72 months 4

9.99% APR for 72 months. After that, purchase APR of 35.99%.

On purchases of $1,600 made with your Nest Credit Card.

4Low APR, Equal Payment plan: Interest will be charged to your Account at the reduced APR from the purchase date through the end of the promotional period. After the promotional plan expiration date, the purchase APR will apply. Minimum payments are required for each Credit Plan. Valid for single transaction only. If the single transaction has multiple shipments, each shipment may result in a separate Credit Plan, subject to a separate minimum purchase requirement. As of October 2025, terms for new Accounts: Purchase APR of 35.99%. Variable Penalty APR up to 39.99%, based on Prime Rate. Minimum interest charge of $3 in any billing period in which interest is due. A fee of $2.99 per month may apply for each paper billing statement mailed to you. You can avoid this fee by enrolling in paperless statements. Existing Cardholders: see your credit card agreement for Account terms.

Credit card offers are subject to credit approval.

Nest Credit Card Accounts are issued by Comenity Capital Bank.

The Nest Credit Card is valid at participating mynestcard.com locations.

Our goal is to help you get the perfect pieces in your home. For that reason, we offer several financing programs so you can get those perfect pieces without waiting even another day. Bad credit or no credit need no longer be a barrier between you and taking care of your household’s needs. Plus, you will get the lowest possible price every day for the furniture you want. No need to choose between financing or the lowest price like at other stores; at Old Brick, you get both!

Fortiva Retail Credit logo
Fortiva® Retail Credit
Learn More ↓
Affirm logo

Buy with Confidence

  • ✓ Transparent: Affirm tells you up front the total amount you'll pay. That number will never go up.
  • ✓ Flexible: You choose the payment schedule that works best for you.
  • ✓ Fair: Affirm doesn't charge late fees or hidden fees of any kind, ever.

*Offer subject to credit approval. Some restrictions apply. Ask for details.

Fortiva Retail Credit credit

Need Financing Today?

  • ✓ Decision within seconds
  • ✓ Revolving credit line
  • ✓ Affordable monthly payments
  • ✓ No prepayment penalty

*Offer subject to credit approval. Some restrictions apply. Ask for details.

Fortiva Retail Credit accounts are issued by The Bank of Missouri, Perryville, MO.

Koalaifi logo
Flexible Payment Options with Koalafi

*Offer subject to credit approval. Valid only for NY + MA residents. Some restrictions apply. Ask for details.