At the Old Brick we know how hard it can sometimes be to buy the fine home furnishing you really want, and need. That’s why we are proud to offer customers like you not one but THREE great furniture financing options. Bad credit or no credit need no longer be a barrier between you and taking care of your household’s needs. Why keep putting off your bedroom or living room upgrade when you can apply on line or in-store for financing NOW? Visit one of our showrooms in Albany or Schenectady and find out how hassle-free home furniture financing SHOULD be! And know that you don’t have to choose between the getting the lowest price and financing as The Old Brick Furniture will give you both, every day!
You can apply for an Old Brick credit card by TD Bank in store or online and get interest free financing or interest deferred financing. (Some restrictions apply. See store for details). This offers you several benefits such as managing your account online, special offers, more financing options, and a revolving credit line with monthly payments. This offer is made thru TD Bank and offers 6, 12, or 24 month options with deferred interest and minimum monthly payments. Also, longer terms such as 36 or 60 months are available for certain minimum purchase amounts or products. These plans feature equal payments for the term of the financing.
If no offer is available from TD Bank, we can explore a second look financing thru Genesis Financial. This option will give you 6 or 12 months interest free with minimum monthly payments. This option is available in store only.
If no offer is available from TD Bank or Genesis, or if you have no credit you can apply with West Creek Financial with a lease to own program. This generous plan to get the furniture you want by making equal payments totaling your purchase price plus a leasing charge of 1.8 times the purchase price. The payment is simply withdrawn from your checking account automatically based upon your paycheck pay period. The term of the lease is set by West Creek at 12 or 24 months depending upon the purchase price. There is also a same as cash feature which allows you to pay this off in 90 days with no lease charges. There is an intial fee of $40 due upon inception of the lease. You can apply in store or on line with West Creek Financial.
For details on any of our financing plans and what term your purchase could qualify for, please contact us by phone or email or just stop by our showroom in Albany, NY or Schenectady, NY and get the furniture you really want today.